Want can’t be solved in life with a good spreadsheet? There are so many great budgeting spreadsheets, but here are the best. If you’re someone who prefers fewer bells and whistles check out Everydollar. While it’s not as robust as Mint or Personal Capital, maybe you’re the type of person who prefers a simple budgeting app.
Sample personal budget template excel free#
It’s a completely free and easy-to-use mobile budgeting template that you can use to track your income and expenses. Here’s another great budgeting app from the team at Ramsey Solutions. Mint walks you through all of the steps and it’s super easy to set-up (and adjust) a budget over time. This means I now have almost 10 years of budgeting data in the app so I can track patterns over time, like how I’ve spent over $10,000 on Chipotle over the past 10 years!Īnother feature I really like is Mint has a great phone and smartwatch app so you can see your budget on your hand so you don’t overspend in key budget categories. I’ve been using it since 2010 to track my money and budget. Mint is a completely free app that completely changed budgeting when it debuted in 2006. Start budgeting the right way with You Need a Budget. Check out what the Personal Capital dashboard looks like below. The dashboard is also much more detailed so I can see my entire financial life on one screen, including my budget. While Mint is a great spending and budget tracker, Personal Capital has a lot more features and allows me to also track my investing portfolio performance, as well as the strength of my investing strategy. You might be wondering why I’d choose to use both Mint and Personal Capital and the reason is that they both have different strengths. In addition to using Mint since 2010, I’ve also been using Personal Capital for just as long. This is why I prefer to budget on my phone using a free budgeting tracking app. Life is so busy so I’m always looking for more efficient ways to manage my money.
No one method is better than another, so it’s important to try out different methods and pick the best method for you. There are four simple ways to set up a simple budget template: you can use a free budgeting app, a spreadsheet (with Google Docs or Excel), a paid budgeting tool, or good old pen and paper. I’ve spent the last month diving into all of the best budget templates so you don’t have to. This is why it’s important to find the best way for you to budget. There are many ways to budget and track how much money you’re making, spending, saving, and investing. But just like personal finance is personal, there’s no one size fits all budget template. No matter where you are in your financial journey, budgeting is an essential money management tool.
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